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Stock Purchase Program

The transfer agent for the common stock of Community Bankers Trust Corporation offers a Dividend Reinvestment Plan. The Dividend Reinvestment Plan provides each registered stockholder with an economical method of investing cash dividends into additional shares of the Company’s common stock. Key advantages include reinvestment of dividends without commission, and increased ownership. For a prospectus on the Dividend Reinvestment Plan, contact Continental Stock Transfer & Trust Company at this address.