Excel download Email page PDF view Print view Email Alert RSS Feeds Social media sharing IR Moble Site

Income Statement

Financial Highlights
2019 FQ2 YTD
6/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Interest Income 31,712 59,241 53,315 49,295 47,552
Interest Expense 7,587 12,054 9,199 7,820 7,497
Net Interest Income 24,125 47,187 44,116 41,475 40,055
FTE Net Interest Income 24,363 47,762 45,353 42,633 41,166
Provision for Loan Losses 125 0 550 166 0
Trading Account Income 0 0 0 0 0
Foreign Exchange Income 0 0 0 0 0
Trust Revenue 0 0 0 0 0
Service Charges on Deposits 855 1,646 NA 2,420 2,269
Gain on Sale of Loans (FAS 140) 0 118 0 0 69
Loan Fees & Charges 37 68 60 57 53
Bank-owned Life Insurance Revenue 365 735 758 719 751
Insurance Revenue 15 47 60 41 42
Investment Banking & Brokerage 195 364 270 258 221
Other Noninterest Income 774 1,415 3,158 484 1,204
Total Noninterest Income 2,241 4,393 4,306 3,979 4,609
Realized Gain on Securities 224 70 210 634 472
Nonrecurring Revenue 0 0 0 0 0
Compensation & Benefits 10,609 21,477 19,423 18,261 18,141
Occupancy & Equipment 2,521 4,586 4,274 3,736 3,627
Marketing and Promotion Expense 321 613 656 499 651
Professional Fees NA NA 345 448 NA
Tech & Communications Expense 1,253 2,520 3,044 2,736 2,423
Amrt of Intang & Goodwill Impair 0 0 898 1,907 1,908
Foreclosure & Repo 35 113 162 175 1,275
Other Expense 2,882 5,568 5,174 4,422 9,151
Total Noninterest Expense 17,621 34,877 33,976 32,184 37,176
Nonrecurring Expense 210 0 0 0 13,084
Pre-Provision Net Revenue 8,983 17,278 15,683 14,428 8,599
Non-FTE Pre-Provision Net Revenue 8,745 16,703 14,446 13,270 7,488
Net Income before Taxes 8,634 16,773 14,106 13,738 (5,124)
Provision for Taxes 1,587 3,085 6,903 3,816 (2,627)
Effective Tax Rate(%) 18.38 18.39 48.94 27.78 NM
Min Int & Oth after-tax Items 0 0 0 0 0
Extraordinary Items 0 0 0 0 0
Net Income 7,047 13,688 7,203 9,922 (2,497)
Net Income Attributable to Noncontrolling Int 0 0 0 0 0
Net Income Attributable to Parent 7,047 13,688 7,203 9,922 (2,497)
Preferred Dividends 0 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0 0
Other Changes to Net Income 0 0 0 0 0
Net Income Avail to Common 7,047 13,688 7,203 9,922 (2,497)
Net Income for Diluted EPS 7,047 13,688 7,203 9,922 (2,497)
EPS after Extra($) 0.31 0.61 0.32 0.45 (0.11)
EPS after Extra Growth(%) 10.70 90.60 (28.90) NM NM
Pre-Provision Earnings per Share($) 0.30 0.59 0.42 0.39 0.21
Comprehensive Income
Net Income 7,047 13,688 7,203 9,922 (2,497)
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0 0
Total Other Comprehensive Income 3,229 (1,322) 1,259 (634) (1,253)
Comprehensive Income 10,276 12,366 8,462 9,288 (3,750)
Interest Income Earned On:
Interest Earned on Loans 27,603 51,513 46,034 42,228 39,865
Int Inc: Securities 4,129 7,995 8,321 8,103 8,737
Int Inc: Other Earn Assets 218 308 197 122 61
Int Inc: Secs & Oth Earn Assets 4,347 8,303 8,518 8,225 8,798
Int Inc: Total Earn Assets 31,950 59,816 54,552 50,453 48,663
Interest Expense Incurred On:
Int Exp: CDs 6,050 8,745 6,757 5,510 5,025
Int Exp: Other Deposits 773 1,512 1,140 872 958
Int Exp: Total Deposits 6,823 10,257 7,897 6,382 5,983
Int Exp: Debt 764 1,797 1,302 1,438 1,514
Int Exp: Total Int-bearing Liab 7,587 12,054 9,199 7,820 7,497
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
Copyright 2019, © S&P Global Market Intelligence  Terms of Use