Community Bankers Trust Corporation is a well-capitalized, single-bank holding
company headquartered in the greater Richmond, Virginia market. The Company is the
holding company for Essex Bank, a Virginia state bank with 20 full-service offices,
14 of which are in Virginia and six of which are in Maryland. The Bank also operates two loan production offices in Virginia.
The Bank was established in 1926 and is headquartered in Richmond, Virginia.
The Bank engages in general commercial banking business and provides a wide range
of financial services primarily to individuals and small businesses, including individual
and commercial demand and time deposit accounts, commercial and industrial
loans, consumer and small business loans, real estate and mortgage loans, investment
services, on-line and mobile banking products, and safe deposit box facilities.